2003 Consumer
Complaint Study
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HOMEOWNERS INSURANCE
'02 Rank |
Company Name |
2002 Approximate Exposure Count |
Justified Complaint Ratio |
Number of Justified Complaints |
2002 |
2001 |
2000 |
2002 |
2001 |
2000 |
1 |
USAA |
184,784 |
0.0 |
0.0 |
0.6 |
0 |
0 |
1 |
2 |
UNIGARD INDEMNITY CO. |
21,929 |
0.0 |
0.0 |
4.7 |
0 |
0 |
1 |
3 |
21ST CENTURY INS. CO. |
34,465 |
0.0 |
0.0 |
1.6 |
0 |
0 |
1 |
4 |
AMICA MUTUAL INS. CO. |
14,979 |
0.0 |
0.0 |
0.0 |
0 |
0 |
0 |
5 |
OREGON MUTUAL INS. CO. |
20,329 |
0.0 |
0.0 |
0.0 |
0 |
0 |
0 |
6 |
ONEBEACON AMERICA INS. CO. |
17,187 |
0.0 |
9.6 |
5.9 |
0 |
3 |
2 |
7 |
STATE FARM GENERAL INS. CO. |
1,786,173 |
0.8 |
0.5 |
0.9 |
14 |
8 |
15 |
8 |
USAA CAS. INS. CO. |
117,730 |
0.8 |
0.0 |
0.0 |
1 |
0 |
0 |
9 |
ALLIED PROP. AND CAS. INS. CO. |
80,576 |
1.2 |
3.5 |
2.6 |
1 |
3 |
2 |
10 |
FOREMOST INS. CO. GRAND RAPIDS, MICHIGAN |
73,431 |
1.4 |
0.0 |
0.0 |
1 |
0 |
0 |
11 |
CALIFORNIA CAPITAL INS. CO. |
70,997 |
1.4 |
1.4 |
0.0 |
1 |
1 |
0 |
12 |
HARTFORD UNDERWRITERS INS. CO. |
70,608 |
1.4 |
4.6 |
3.2 |
1 |
3 |
2 |
13 |
ASSOCIATED INDEMNITY CORP. |
63,182 |
1.6 |
0.0 |
1.9 |
1 |
0 |
1 |
14 |
FIRST AMERICAN SPECIALTY INS. CO. |
106,312 |
1.9 |
0.0 |
4.8 |
2 |
0 |
1 |
15 |
RESIDENCE MUTUAL INS. CO. |
50,407 |
2.0 |
0.0 |
0.0 |
1 |
0 |
0 |
16 |
CALIFORNIA CAS. INS. CO. |
46,499 |
2.2 |
2.3 |
2.3 |
1 |
1 |
1 |
17 |
SAFECO INS. CO. OF ILLINOIS |
88,072 |
2.3 |
0.0 |
0.0 |
2 |
0 |
1 |
18 |
CENTURY-NATIONAL INS. CO. |
167,426 |
2.4 |
1.9 |
3.6 |
4 |
3 |
6 |
19 |
AMERICAN MANUFACTURERS MUTUAL INS. CO. |
38,748 |
2.6 |
0.0 |
2.6 |
1 |
0 |
1 |
20 |
FIREMAN'S FUND INS. CO. |
65,438 |
3.1 |
0.0 |
0.0 |
2 |
0 |
0 |
21 |
AMCO INS. CO. |
177,140 |
3.4 |
1.3 |
0.8 |
6 |
2 |
1 |
22 |
SAFECO INS. CO. OF AMERICA |
186,971 |
3.7 |
3.4 |
1.6 |
7 |
8 |
5 |
23 |
STANDARD FIRE INS. CO. (THE) |
24,640 |
4.1 |
3.8 |
0.0 |
1 |
1 |
0 |
24 |
MERCURY CAS. CO. |
147,305 |
4.1 |
1.0 |
6.7 |
6 |
1 |
4 |
25 |
AMERICAN RELIABLE INS. CO. |
23,870 |
4.2 |
4.7 |
9.0 |
1 |
1 |
2 |
26 |
LIBERTY MUTUAL FIRE INS. CO. |
68,923 |
4.4 |
1.5 |
1.6 |
3 |
1 |
1 |
27 |
FIRST NATIONAL INS. CO. OF AMERICA |
45,598 |
4.4 |
0.0 |
0.0 |
2 |
0 |
0 |
28 |
INTERINS. EXCHANGE OF THE AUTO CLUB |
321,766 |
4.7 |
4.2 |
1.9 |
15 |
12 |
5 |
29 |
ALLSTATE INS. CO. |
1,212,787 |
4.8 |
1.4 |
2.6 |
58 |
17 |
31 |
30 |
UNIGARD INS. CO. |
20,165 |
5.0 |
5.2 |
0.0 |
1 |
1 |
0 |
31 |
GLENS FALLS INS. CO. |
40,116 |
5.0 |
0.0 |
0.0 |
2 |
0 |
0 |
32 |
TRAVELERS PROP. CAS. INS. CO. |
59,781 |
5.0 |
3.2 |
3.0 |
3 |
2 |
2 |
33 |
FARMERS INS. EXCHANGE |
173,915 |
5.2 |
4.9 |
2.7 |
9 |
9 |
5 |
34 |
HARTFORD CAS. INS. CO. |
38,303 |
5.2 |
2.8 |
8.7 |
2 |
1 |
3 |
35 |
CENTRE INS. CO. |
18,721 |
5.3 |
19.8 |
0.0 |
1 |
2 |
0 |
36 |
GOLDEN EAGLE INS. CORP. |
31,656 |
6.3 |
5.2 |
3.6 |
2 |
4 |
3 |
37 |
ALLSTATE INDEMNITY CO. |
15,351 |
6.5 |
0.0 |
14.6 |
1 |
0 |
2 |
38 |
CALIFORNIA STATE AUTO. ASSOC. INTERINS. BUREAU |
347,314 |
6.6 |
0.9 |
1.6 |
23 |
3 |
5 |
39 |
FIRE INS. EXCHANGE |
1,245,025 |
7.1 |
3.2 |
2.4 |
89 |
39 |
29 |
40 |
CIVIL SERVICE EMPLOYEES INS. CO. |
62,622 |
8.0 |
1.5 |
1.5 |
5 |
1 |
1 |
41 |
PRUDENTIAL PROP. AND CAS. INS. CO. |
70,136 |
8.6 |
8.7 |
2.9 |
6 |
6 |
2 |
42 |
FEDERAL INS. CO. |
11,194 |
8.9 |
0.0 |
27.5 |
1 |
0 |
3 |
43 |
PACIFIC SPECIALTY INS. CO. |
74,109 |
9.4 |
9.4 |
7.4 |
7 |
5 |
4 |
44 |
INS. CORP. OF NEW YORK (THE) |
10,204 |
9.8 |
11.0 |
0.0 |
1 |
1 |
0 |
45 |
AMERICAN MODERN HOME INS. CO. |
19,193 |
10.4 |
15.6 |
0.0 |
2 |
2 |
0 |
46 |
NATIONWIDE MUTUAL FIRE INS. CO. |
21,538 |
13.9 |
0.0 |
0.0 |
3 |
0 |
0 |
47 |
CLARENDON NATIONAL INS. CO. |
35,022 |
20.0 |
21.7 |
4.7 |
7 |
6 |
2 |
48 |
BALBOA INS. CO. |
24,132 |
20.7 |
8.9 |
0.0 |
5 |
1 |
0 |
49 |
EXPLORER INS. CO (THE) |
29,622 |
23.6 |
6.1 |
0.0 |
7 |
1 |
0 |
50 |
NEWPORT INS. CO. |
16,323 |
36.8 |
27.2 |
0.0 |
6 |
1 |
0 |
Note: Complaint Ratio is based on the number of
Justified Complaints to 100,000 earned exposures.
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Complaint
Study Introduction /
Automobile
Study /
Life Study
Last Revised -
February 07, 2024
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